Ready LedgerAll Features
Personal Finance

Take Control of Your Finances, Privately

No bank connections, no data harvesting, no third-party access. Ready Ledger gives you a complete personal finance toolkit that keeps your financial data exactly where it belongs — on your device and under your control.

Ready Ledger expense tracking interface

A Complete Finance Toolkit Without the Privacy Trade-Off

Six powerful financial tools built for people who refuse to hand their spending data to corporations.

Expense Tracker

Log every purchase with category, amount, date, and notes. See exactly where your money goes with clear, filterable transaction lists.

Budget Planner

Set monthly or custom-period budgets by category. Visual progress bars show how much you have remaining so you stay on target.

Receipt Scanner

Snap a photo of any receipt and let intelligent extraction pull out the merchant, date, amount, and line items automatically.

Bill Reminders

Set recurring reminders for rent, utilities, subscriptions, and any other bills. Never miss a due date or incur a late fee.

Financial Insights

Visualize spending trends over time with intuitive charts. Spot patterns, reduce waste, and make informed decisions about your money.

Subscription Manager

Track all your active subscriptions in one place. See monthly totals, renewal dates, and identify subscriptions you may have forgotten.

Bill tracking and reminders

Bill Tracking & Reminders

Never miss a payment again. Track all your bills with due date reminders, recurring schedules, and payment status — all organized in one private, on-device dashboard.

Spending Insights

Visualize your spending habits with clear charts and summaries. Understand where your money goes and make smarter financial decisions — all powered locally on your device.

Spending insights and analytics

Your Financial Data Stays Yours

Most expense trackers require you to link bank accounts, granting third parties direct access to your transaction history. Ready Ledger takes the opposite approach: you enter what you want to track, and nothing is ever shared, uploaded, or monetized.

All financial data is stored on-device. Optional iCloud sync uses end-to-end encryption, ensuring that your budget, expenses, and receipt scans remain private — even from Apple and Ready Ledger. No accounts, no ads, no data brokers.